Family First Life also offers health insurance for everyone under 65 through the ACA Marketplace.
Plans must also include the following benefits:
Essential health benefits are minimum requirements for all Marketplace plans. Specific services covered in each broad benefit category can vary based on your state’s requirements. Plans may offer additional benefits, including:
To be eligible to enroll in health coverage through the Marketplace, you:
You can get health coverage during the Open Enrollment Period, which starts November 1.
Certain life events, like losing health coverage, moving, getting married, having a baby, or adopting a child, may qualify you to enroll in or change Marketplace health plans outside the yearly Open Enrollment Period.
Once you’re enrolled in a health plan and your coverage has started, you can use it to help cover medical costs for services like:
If you haven’t had private health insurance before or if it’s been a while, you may want to learn about using your coverage and improving your health using our "From Coverage to Care: A Roadmap to Better Care and a Healthier You" (PDF).
If your health insurance company doesn’t pay for a specific health care provider or service, you can appeal an insurance company decision.
Unsure about your coverage? Learn what to do if you’re not sure you’re enrolled, or haven’t received your insurance card.
Learn more if your new coverage is through your state’s Medicaid or CHIP program.
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